How to Void a Check: Set up Payments, Deposits, and Investments

how to write a voided check

To do that, you’ll have to write the word ‘VOID’ in capital letters going across the front of the check. Make sure you use a black or blue pen with permanent ink, and if you have a duplicate check, do the same for that copy. You may need to void a check if you wrote a check and made a mistake. If you write the wrong dollar amount, then you’d have to void the check to keep anyone from cashing it or depositing it. In fact, GlobalBanks IQ even helps non-resident, foreign & offshore entities open bank accounts.

  • Grab a check out of your checkbook, and write “void” across the front.
  • Voiding a check is a common practice used to nullify incorrect checks and set up direct deposits or bill payments.
  • The banking information necessary to start the direct deposit is the account and routing numbers.
  • If any of these things occur you can simply void the check to ensure it doesn’t accidentally get used later.
  • In addition, you’ll want to ensure that the check cannot be cashed.

Billers, such as utility companies, also accept payments by e-check when customers input their checking account information. Some businesses even take payments over the phone, allowing customers to provide the information orally. If you find yourself needing to present a voided check to an employer to have your paycheck direct deposited or to a company for setting up electronic payments, visit your bank. Companies need a voided check to set up direct deposits for their employees.

Voided Check Pros and Cons

The city and state of the bank is not the address of the branch you go to. Depending upon your bank, you can find this information online, on your bank statements, on your checks (if you have them), or you can go to a teller and ask for this information. You must first contact your bank and see if that particular check has already been cashed. If it hasn’t, they should be able to put a stop payment on that check. You will need to know who it was for, how much it was for, and the check number. If you aren’t sure of any of this information or get it wrong, the check could still be cashed, and the only way to avoid financial loss would be to freeze the account.

  • To void a check, you’d have to cancel it before the recipient had deposited it.
  • But unless you’re voiding a filled-out check, make sure you don’t cover up the routing or account number on the check—those are important.
  • In this case, you just write void across it and keep it in your records.
  • When your statements arrive for each current period, double-check your account information.
  • Depending upon your bank, you can find this information online, on your bank statements, on your checks (if you have them), or you can go to a teller and ask for this information.
  • By giving a voided check, you give the person establishing the link to the bank account information they need to set up your direct deposit.

Our in-house research team and on-site financial experts work together to create content that’s accurate, impartial and up to date. We fact-check every single statistic, quote and fact using trusted primary resources to make sure the information we provide is correct. You can learn more about GOBankingRates’ processes and standards in our editorial policy. If you make a mistake while writing out a check, such as entering the wrong amount or payee, you can void the check and then write another one with the correct information. If you can’t remember what you did with the check or you lost it, request that your bank put a stop payment on it. This will likely cost you a fee, but it can provide peace of mind — even if someone finds it, they won’t be able to cash it.

What Are the 3 Steps to Voiding a Check?

You probably know how to write a check and deposit one, but do you know how to void a check? A voided check is a check with the word “void” written across the front, which indicates that it shouldn’t be accepted for payment. The check can still be used to get the information needed for electronic payments. A voided check contains the word ‘VOID’ across the front end of the check. The word void indicates that the check cannot be accepted for the payment purpose. By voiding the check, it can be prevented to use as a blank check.

Did you write a large check to somebody and forget about it, or did that check gets stolen? In your check register, write “VOID,” along with the check number, date, and a note about why you voided the check (such as who you gave it to). If a thief gets their hands on the check, they won’t have a blank check, which they could use to spend your money—effectively stealing voided check from your account. If you’re tired of dealing with paper checks and keeping records, Wise can help you manage your money electronically. You can easily void a paycheck or other payment through QuickBooks or other accounting software. Never give anyone a blank check, especially someone you do not know because it could be used to make a withdrawal on your account.

Leave a Reply

Your email address will not be published. Required fields are marked *